How Opt+ Prepaid Debit Cards Work
Ready to get started? It's simple! We've outlined the step-by-step process to get, activate, and start using your
opt+® Visa® Prepaid Debit Card.
Get Your Opt+ Card
Getting your opt+ card is an easy process. We just need some basic information to get you started. We provide two convenient ways for you to open an opt+ account. Choose the option that works best for you!
Activate Your Card
The activation process takes just a few short minutes, and as soon as your card has been activated you can immediately load money to your card and begin making purchases! Activate your card online or by calling 1-866-331-3063.
Loading money to your opt+ card is easy! Choose from any of the convenient ways we offer to load funds to your card!
- Visit any Speedy Cash store or Rapid Cash store to load money FREE of charge
- Load funds for a fee at any Visa ReadyLink location
- Set up direct deposit to have your paycheck deposited directly to your card
Use Your Card
Once your card has been activated, you can start making purchases anywhere Visa debit cards are accepted.
- Make purchases at stores, over the phone and online
- Withdraw cash at ATMs worldwide
- Pay bills, rent, and other necessities
Set Up Online Account Management
To help you track your spending, opt+ offers a number of features to manage your account online. Enjoy the benefits of online account management!
- Track your purchases, deposits and card balance
- Set email and text alerts to receive notifications of card activity
Try Opt+ Today!
Ready to give opt+ a shot? Simply click the "Apply Now" button below and provide us some basic information, and you will be on your way to getting your very own opt+ Visa® Prepaid Debit Card!