Prepaid debit cards for everyday spending

Prepaid debit cards offer a safe, easy and convenient way to manage your money – for busy lifestyles just like yours. Simply load money onto your card and use it to pay for online shopping, bill payments or everyday purchases. With the opt+ card, you can manage your money here, there or anywhere!

Opt+ prepaid Visa® cards

A card that can handle your everyday spending and your busy lifestyle.

Load Money

Load your card at home, at work or on the go!

Visa® ReadyLink locations

Direct deposit

Free at Speedy Cash & Rapid Cash stores

Use Anywhere

Use your opt+ card across the globe!

Make purchases at stores and online

Withdraw cash at ATMs worldwide

Pay bills and make everyday purchases

Anywhere Visa® is accepted

Track Spending

Know your balance, no matter where you are!

Free mobile app for Android and iOS

Email and text alerts

Get your opt+ prepaid Visa® today!

Ready to give opt+ a shot? Simply click the "Get Started" button below, provide some basic information, and you will be on your way to receiving your very own opt+ Visa® prepaid debit card!

Prepaid debit card questions

Q: What are prepaid debit cards?

A: Prepaid debit cards are similar to a regular debit card. It's a reloadable debit card that can be used for everyday purchases. With a prepaid card, you can only spend the amount of money you have on your card. So if your purchase is larger than the amount of money you have loaded on your card, it will be declined (with no penalty fees if you have an opt+ card!)

Q: Where can I get a prepaid debit card?

A: There are a lot of options out there. Opt+ offers three different types of reloadable debit cards. You can apply for an opt+ card online or get one at any participating Speedy Cash or Rapid Cash location.

Q: How do I activate my opt+ prepaid Visa®?

A: The activation process takes just a few short minutes, and as soon as your card has been activated you can immediately load money to your card and begin making purchases! Activate your card online at or by calling 1-866-331-3063.

Have more questions? Visit our FAQ page