Opt+® Prepaid Visa® Debit Cards
No credit check. No minimum deposit. No activation fee.
Prepaid Cards in a Nutshell
Looking for a secure way to manage your money without so much red tape? Prepaid debit cards from Opt+ give you flexible spending without the commitment of a typical financial account.
Receive account notifications right to your phone.
Mobile Check Load(1)
Snap a photo to load a paper check to your account.
Bill Pay in a Snap
Organize and pay bills directly from your mobile device.
Instant* Card-to-Card Transfers
Sending funds to any other Opt+ cardholder is quick and easy.
*Subject to system limitations.
Get Paid Early
Need that cash flow yesterday? Sign up for Direct Deposit and you could get paid up to 2 days early(2). You can even decide how much of your paycheck gets loaded onto your card. Just another way to manage your money on your terms.
Use Anywhere Visa® is Accepted
A Visa® prepaid debit card from Opt+ gives you the freedom to spend where you need. Use your card online, over the phone, in stores - anywhere!
The FDIC has been protecting deposits since 1933, and the funds on your Opt+ card are no exception. Now that's security you can trust.
Opt + Reviews
"Super easy and convenient. Also direct deposit was hassle free to set up."
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Pick out the Opt+ Card that's right for you!